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Financial Aid And Scholarships Information

Don’t let financial barriers stand in the way of your education and success. We can help you find ways to reach your goals and pursue your dreams. Learn the facts and utilize our tuition calculator to see how affordable Mitchell Community College can be. We invite you to contact a financial aid advisor to find out about payment options, financial aid and scholarships that can help you become a Mitchell student.

Financial Aid Steps

Create your FSA ID prior to completing the FAFSA steps listed below.

STEP 1: Complete your FAFSA

*If you are applying for financial aid for the Spring 2024 OR Summer 2024 semester, please visit Roles | FAFSA Application | Federal Student Aid to apply for the 2023-2024 FAFSA.

To access the 2024-2025 FAFSA application, please visit FAFSA® Application | Federal Student Aid.

The first step in applying for financial aid is to complete the Free Application for Federal Student Aid (FAFSA): MCC’s school code is 002947. Please note that you must also complete the Mitchell admissions process before the Financial Aid Office will be able to review the results of your FAFSA application. To complete the FAFSA, you and your parents (if you are under the age of 24) will need to create an FSA ID (an account username and password). The FSA ID is used to electronically sign the FAFSA. Please keep your FSA ID in a safe place because you may need it to make corrections to your FAFSA and to reapply for aid in the future. The following information will be needed for the online application, so have it handy:

  • 2022 Federal Income Tax Return (Form 1040)
  • 2022 W-2 forms
  • Driver’s license number (student only)
  • Social Security Number (student)
  • If you are under the age of 24, have no children, and are not married, you are classified as a dependent student and you will need your parents’ 2022 Federal Income Tax return and W-2s
  • Parents’ Social Security Number (dependent students only)
  • Parents’ Date of Birth (dependent students only)

(Note:  You may be able to transfer your federal tax return information into your FAFSA using the IRS Data Retrieval Tool.) Other information you may need (as applicable):

  • Bank statements and records of investment
  • Records of your Untaxed Income
  • Record of amount of child support paid OR received
  • Pensions, annuities, retirement income
Dates You Plan to Attend CollegeFAFSA YearIncome Tax Year Info Required
July 1, 2023 – June 30, 20242023-2024 (available 10/1/2022)2021

Drop/Add is August 14 through August 16, 2023.

STEP 2: Review your Student Aid Report (SAR)

After processing your FAFSA, the Department of Education (DoE) will send you a Student Aid Report (SAR). The SAR summarizes the information you submitted on the FAFSA. In addition, the SAR contains comments alerting you of any incomplete information required for processing your FAFSA. It is very important you review your SAR carefully.

STEP 3: Complete Verification (if required)

The federal government may randomly select your FAFSA for a process called verification. If selected, MCC’s Financial Aid Office will request additional student and/or parent documents. You will be notified of the request for information via letter and email. It is important to provide the requested documents in a timely manner. Once all of the requested documentation is returned to our office and processed, you will be notified of your financial aid eligibility.

Important 2024-2025 Update

The Department of Education announced it will update the 2024-2025 federal processing system to include revised data tables used to calculate the Student Aid Index (SAI). The updated tables account for inflation and will yield approximately $1.8 billion in aid for studentsThis is good news for students who will see financial aid packages better reflect current conditions; however, due to this, Colleges will not receive FAFSA data until late March. While the delay is contributing to an already challenging FAFSA season, the additional financial aid students may qualify for will provide more financial aid support. You can check for more updates and resources.


The North Carolina General Assembly allocates funds to community colleges to assist qualified students with child care expenses. Mitchell Community College has limited funds available. If you need help with paying for childcare and are enrolled in a college-credit program for a minimum of six credit hours, apply and demonstrate financial need to see if you qualify.  You need to complete the Free Application for Federal Student Aid (FAFSA) prior to applying for childcare. Limited funding is available in the fall and spring semesters. No funding is available during the summer.


Rachel Knox, Assistant Financial Aid Director

The Federal Pell Grant program is sponsored by the United States Department of Education. A standard formula is used to evaluate financial information reported on the Free Application for Federal Student Aid (FAFSA). The results are used to determine each student’s expected family contribution and financial need. Complete the FAFSA to begin the application process for all financial aid and scholarships at Mitchell.

Contact Statesville Campus

If your last name begins with the letter A-M:

Mark West, Specialist
(704) 978-1352

If your last name begins with the letter N-Z:

Amanda Tompkins, Specialist

(704) 878-3295

Contact Mooresville Campus

Gwen Ramirez, Specialist
(704) 878-3254

Grants are available to North Carolina residents who have lived in the state for at least one year and demonstrate financial need. NC Scholarship awards are projected based on 15 credit hours.

You may qualify for an NC Scholarship if you:

1) Are a resident of North Carolina.
2) Are enrolled for at least six credit hours at a North Carolina community college.
3) Meet the Satisfactory Academic Progress requirements of the institution.
4) Have submitted a Free Application for Federal Student Aid (FAFSA).

Students not eligible for the Federal Pell Grant may be considered for this grant based on their estimated family contribution (EFC) as determined on the Student Aid Report (SAR) generated by submitting a FAFSA.  The value of the grant depends on the financial need you show through your FAFSA.

Students who have earned bachelor’s degrees are ineligible.

Contact Statesville Campus

If your last name begins with the letter A-M:

Mark West, Specialist
(704) 978-1352

If your last name begins with the letter N-Z:

Amanda Tompkins, Specialist

(704) 878-3295

Contact Mooresville Campus

Gwen Ramirez, Specialist
(704) 878-3254

*NEW FOR 2024-25* The Next NC Scholarship is a financial aid program that helps most North Carolinians from households making $80,000 or less pursue a higher education.

It combines the federal Pell Grant with the state-funded financial aid program to form a simplified and predictable scholarship award that is easier to understand and makes education more affordable so a greater number of North Carolinians can pursue a degree.

To receive the Next NC Scholarship, you must be:

  1. North Carolina resident who is eligible for in-state tuition.
  2. high school graduate (high school equivalency completers are eligible).
  3. From a household with an annual Adjusted Gross Income (AGI) of $80,000 or less.
  4. Enrolled in an eligible undergraduate curriculum program for the 2024-2025 academic year.
  5. Taking at least 6 credit hours per semester (part-time students will receive a partial award).
  6. Meeting the Satisfactory Academic Progress standards of Mitchell Community College.
  7.  A student who has completed the 2024-2025 FAFSA, with a resulting Student Aid Index (SAI) at or below 7,500 (0nce complete, the financial aid office will determine and confirm eligibility).

For more information, please visit

Institutional Scholarship Opportunities

College may be a lot more affordable than you think! Mitchell has an array of scholarships that are awarded based on donor criteria or demonstrated financial need.

Every student applying for a Mitchell scholarship is required to complete a Free Application for Federal Student Aid (FAFSA) and the Mitchell Scholarship Application (PDF here). The College will consider all applicants who complete their financial aid file for available scholarships.

1) A 2.0 GPA or higher
2) Enrollment in nine or more credit hours at Mitchell.

Scholarships set up by outside donors will be awarded to students based on donors’ criteria.

Scholarship information may be released for publicity. Mitchell awards financial aid without regard to race, religion, sex, age, disability, or national origin. The priority date to apply for scholarships is May 31. All scholarships are awarded on an annual basis.


Rachel Knox, Assistant Financial Aid Director
(704) 878-3255

Special Scholarship Opportunities

NC Assist Scholarship Contest – No essay required!

Gilbert Foundation Scholarship Application Form

Gilbert Foundation Scholarship Requirements

  • 2.0 GPA
  • Must have spent time in foster care
  • Must be attending a NC college

Gilbert Foundation Scholarships are $1500 to $2000 annually

NCASFAA Scholarship Application Link

NCASFAA Scholarship Eligibility Requirements

  •  Undergraduate student enrolled in a NC two or four-year institution for the 2024-2025 academic year
  • One scholarship will be awarded (up to $2,000) annually to a graduating high school senior.
  • One scholarship will be awarded (up to $2,000) for a continuing college student.
  • Must be in good academic standing at the college/university in which you enroll

N. Wilkesboro, NC – WKBC AM & FM Scholarship

N. Wilkesboro, NC – WKBC AM & FM is offering a $5000 scholarship to assist one outstanding student with college expenses! 

WKBC AM & FM Scholarship Eligibility Requirements

  • Student must plan to study broadcasting, marketing, advertising or a related field.
  • Be a High School Senior or be currently enrolled as a full-time student in a college or university.
  • Provide an official high school/college transcript
  • Provide two letters of recommendation.
  • Write an essay describing why you are interested in this career path. Essay must be typed and at least 500 words.
  • Return the completed forms, transcript, letters and essay to WKBC postmarked no later than Friday, April 19, 2024.

Students may contact the Financial Aid Office for an application and more information.

2024-2025 SECU Foundation Scholarship

The SECU Foundation Scholarship is a $5,000 two-year scholarship program.

Eligibility requirements
• Currently attending or accepted to attend one of the 58 North Carolina Community Colleges.
• North Carolina resident and eligible for in-state tuition.
• An applicant or full-time student who is a high school graduate (or has completed their GED), enrolled in an associate degree, diploma, or certificate program.
• Demonstrates academic achievement with a 2.5 or higher unweighted GPA on a 4.0 scale.
• Exhibits leadership, excellence of character, integrity, and community involvement.
• Filed FAFSA as part of their college application.

Students may contact the Financial Aid Office for an application and more information. The application deadline is June 30, 2024.

Mitchell Community College does not participate in the Federal Direct Lending Program. 

Mitchell students may choose to utilize private alternative loans.

For more information, please call (704) 978-5435 or email

Financial Aid Forms and Resources

The following forms support fillable fields with Adobe Reader. If your browser does not automatically show fields as fillable when you open the form, click the box on the top right of the screen “Open With Different Viewer.”  Choose “Open with Adobe Reader.”  Complete the form and print.

Financial Aid Policies

Financial Aid is essential for so many students to be able to attend college. It’s important to know the federal, state and college rules on getting financial aid and maintaining eligibility for future semesters. 

Satisfactory Academic Progress (SAP)

The U.S. Department of Education requires financial aid recipients to make Satisfactory Academic Progress (SAP) to be eligible for financial aid. Mitchell’s policy applies SAP standards to all federal, state and institutional financial aid programs.

Minimum Requirements

1) Completion Rate
You must successfully complete at least 67 percent of all credit hours attempted.
2) Grade Point Average
You must maintain a cumulative grade point average of 2.00 as calculated by the Financial Aid Office. The calculation includes developmental coursework.
3) Timeframe
You must complete your program of study without exceeding 150 percent of the credit hours required. All credit hours attempted are counted. Changing programs of study does not allow you to attempt more credits utilizing financial aid.

If you do not meet any of the minimum requirements, you will be placed on Financial Aid Warning status for a semester. At the end of the semester you will be reviewed for Satisfactory Academic Progress, and either awarded Satisfactory status or suspended from receiving financial aid. 

Measuring Satisfactory Academic Progress

Measuring Satisfactory Academic Progress
The formula for measuring satisfactory academic progress includes a qualitative measure of progress and a quantitative measure of progress.


Qualitative Measure (Grade Point Requirement)
You must maintain a 2.0 cumulative grade point average (GPA) as calculated by the Financial Aid Office. This GPA may be different than what appears on your transcript. For example, developmental courses are not included in calculating the GPA on a transcript, but are included in calculations for financial aid. You must have a “C” average at the end of two academic years to graduate.


Quantitative Measure (Completion Requirement)
You must successfully progress through your educational programs at a prescribed pace to ensure program completion within the maximum timeframe. Pace is calculated by dividing the cumulative number of hours you have successfully completed by the cumulative number of hours you have attempted, regardless of enrollment status. Transfer credits are included in both the attempted and completed hours. If you successfully earn 67 percent of the total cumulative credits attempted in your program of study and for each semester enrolled, you should complete the program within the maximum timeframe.


Pace is measured at the end of each semester by the Financial Aid Office.


Pace calculation example:
A student attempts 12 credits in the fall semester and successfully completes 12 credits.

The student has earned 100 percent of the credits attempted.

In the spring, the student attempts 18 credits and successfully completes 15.

Student has a cumulative total of 27 credits completed.

The cumulative total of attempted credits is 30.

Pace: 27 credit hours÷30 credit hours = 90%.


Maximum Time Frame (MTF)
Your maximum time frame to complete a program utilizing financial aid cannot exceed 150 percent of the published length of the program. If you change majors, the total hours continue to accrue regardless of program completion.


Maximum Time Frame example:
If an academic program requires 68 credit hours to complete a degree, a student may attempt a maximum of 102 credit hours before exceeding his/her eligibility for financial aid.
MTF: 68 credit hours X 150%=102 credit hours

Grades and Satisfactory Academic Progress

Students who receive a “W” or “WF” will have those credits included in the number of attempted hours and they will not count as successful completed hours. 


Students who receive an “I” will have those credit hours included in the number of attempted hours. If the “I” is converted to an actual grade, the credit hours attempted and earned will be used in the computation to determine satisfactory academic progress.


Repeated Course

The highest grade is recorded as the final grade for a repeated course. The grade points and credit hours earned will be used in the computation of satisfactory academic progress.

Developmental Education Courses and Satisfactory Academic Progress

Developmental Education courses are included in the computation of satisfactory academic progress. However, only up to one academic year’s worth, equivalent to 30 semester hours, can be counted in your enrollment status for federal aid. Developmental credit hours earned in excess of 30 semester hours cannot be counted towards enrollment status for federal and state grants.

Evaluation of Satisfactory Academic Progress

To ensure financial aid applicants and recipients of financial aid are making sufficient progress, each student’s progress will be evaluated by the Financial Aid Office at the end of each semester. Both qualitative and quantitative progress will be analyzed.


Satisfactory Academic Progress Statuses

Students who meet the qualitative and quantitative measure and maximum time frame requirements.

Financial Aid Warning
The first time students fail to meet SAP standards, they are placed on Financial Aid Warning for one semester and may continue to receive financial aid for one semester. No appeal is necessary. Students are responsible for meeting SAP standards by the end of the warning period.


Financial Aid Suspension
Students who fail to regain SAP during their semester under Financial Aid Warning are placed on Financial Aid Suspension. Students placed on Financial Aid Suspension are no longer eligible for financial aid and their financial aid is terminated.


Financial Aid Probation
Students are placed on Financial Aid Probation when their financial aid is reinstated as result of an approved appeal. Students must follow and meet the conditions of their Academic Plan developed during the appeal process to remain on continued probation.


Maximum Time Frame
Students are designated Maximum Time Frame when their enrollment exceeds 150 percent of the published length of the educational program.  Students will be notified by the Financial Aid Office of their SAP status for financial aid by letter and/or email. 

Reinstating Eligibility

Should you lose your eligibility for financial aid, you may have your eligibility reinstated if:


1) You attend college and pay without receiving federal or state aid and meet the qualitative and quantitative components of the Satisfactory Academic Progress requirement.

Once Satisfactory Academic Progress is met, your financial aid eligibility will be reinstated for the beginning of the next semester of attendance. Financial aid awards are dependent upon you qualifying for financial aid. Funds must be available.



2) You make a successful appeal through the Financial Aid Appeal Process.

You may appeal financial aid suspension or maximum time frame by completing an appeal form. You must explain what has changed in your situation that will allow SAP to be met by the next SAP evaluation.


Appeals must be submitted to the Financial Aid Office with supporting documentation to verify mitigating or extenuating circumstances surrounding the appeal. Examples of mitigating or extenuating circumstances include but are not limited to the death of a family member, separation or divorce, an accident or an illness. Appeals submitted without supporting documentation will not be reviewed.


The Financial Aid Committee will review appeals and you will be notified by letter of the committee’s decision. You should be prepared to pay tuition and fees by the published deadline, even though you have filed an appeal. If the appeal is approved after tuition and fees are paid, you may be reimbursed based on your eligibility and enrollment.

Academic Plan for Satisfactory Academic Progress

If you appeal financial aid suspension successfully, you will be given an academic plan to help put you on track to successful program completion.

Your academic plan may be individualized. For example, your plan could require you to earn and maintain a minimum 2.5 semester GPA and have a 100 percent completion rate for your courses.


A student who attempts 12 credit hours and successfully completes 12 has a 100 percent completion rate.

Your plan may be as complicated as a course-by-course plan toward degree completion. There may be other conditions included in the academic plan depending on your individual situation.

Lifetime Pell Eligibility

Federal Pell Grant funds have a lifetime limit of 12 semesters. The same provisions apply to students eligible for the NC Community College Grant.

The calculation of the duration of your eligibility will include all years that you have received Federal Pell Grant funding.

Learn more about calculating Federal Pell Grant limits.

Return of Title IV Funds

The Higher Education Amendments of 1998, Public Law 105-244 require colleges to calculate the Return of Title IV Funds Policy when a recipient of Title IV aid completely withdraws from the college through the 60 percent point during a payment period. The institution must calculate the amount(s) of Title IV aid the student earned and return the unearned portion(s) of the Title IV fund(s) to the Title IV program(s). The institution and student may be required to return unearned Title IV funds to the Title IV programs.

A student’s withdrawal date is determined:

(1)    when a student begins the institution’s withdrawal process; or notifies the institution of their intent to withdraw, is the last date of academic attendance as determined by the school from its attendance records in class(es).

(2)    when a student is unofficially withdrawn by instruction, the last date of academic attendance is determined by the attendance records in class(es).

Under the new regulations effective July 1, 2021, for all programs offered in modules, a student is considered withdrawn for Title IV purposes if the student ceases attendance and is not scheduled to begin another course within a payment period or period of enrollment for more than 45 calendar days after the end of the module the student ceased attending, unless the school obtains written confirmation from the student that he or she will attend a later module in the same payment period or period of enrollment. If a school obtains a written confirmation of future attendance but the student does not return as scheduled, the student is considered to have withdrawn.

In addition, a student is not considered to have withdrawn, if the student successfully completes:

(1)All requirements for graduation from his or her program before completing the days or hours in the period that the student was scheduled to complete

(2)One module that includes 49% or more of the number of days in the payment period

(3)A combination of modules that when combined contain 49% or more of the number of days in the payment period; or

(4)Coursework equal to or greater than the coursework required for the institution’s definition of a half-time student.

The Financial Aid Office determines if the student was a recipient of Title IV funds who withdrew prior to the 60 percent point and performs the Return of Tile IV Funds calculation. Under this policy, the school determines the amount of Title IV funds a student has earned and returns the unearned portion. The Financial Aid Office sends written notification to the student informing the student of the amount owed no later than thirty calendar days after the date of the school’s determination that the student withdrew. The school must return any unearned Title IV funds it is responsible for within 45 days of the date the school determined the student withdrew.

If the Return of Title IV funds calculation determines the student received less Title IV funds than the amount earned, the institution must make a post-withdrawal disbursement to the student of the earned aid that was not received within 180 days of the date the institution determines the student withdrew. In order to make a post-withdrawal disbursement, the school must have a processed Institutional Student Information Record (ISIR) with an official Expected Family Contribution (EFC). To be eligible for a post-withdrawal disbursement, the student must also meet all Federal Guidelines outlined by the Department of Education. For a student who withdraws after the 60% point in time, a R2T4 calculation will be performed to determine whether the student is eligible for a post-withdrawal disbursement.

A school must return Title IV funds to the programs from which the student received aid, in the following order:



If applicable, funds must also be returned to the State Grant Funds.

NOTE: The Return to Title IV Funds policy is separate from Mitchell Community College’s institutional refund policy.

Schedule Adjustments and Class Withdrawals

During the Registration Period

Schedule adjustments during registration should be made through Self-Service. 

During the Drop/Add Period

Schedule adjustments during Drop/Add must be made in person in the Student Services centers located on the Statesville or Mooresville campus.   

After the Drop/Add Period

You must submit a withdrawal form to the Student Records office located in Statesville and Mooresville. If you receive financial aid and/or veterans’ benefits, you must have the forms signed by the financial aid specialist and/or VA coordinator. If you are a Career and College Promise or early college student, you must see your designated liaison prior to dropping a class. Note the withdrawal deadlines published in the Academic Calendar.

Consumer Information

Information on current degrees and programs offered, accreditation information, credit transfer policies and lists of faculty and administrative personnel can be accessed in the Mitchell Catalog. You may call Admissions and Records at (704) 878-3200. Information relating to financial aid can be accessed in the Mitchell Catalog or by calling the Financial Aid Office at (704) 978-5435.

General Institutional Information

Academic Programs
Accreditation, Approval and Licensure of Institution and Programs

Assistance Available from Federal, State, Local and Institutional Programs
Business Continuity Plan 2011-2012
Campus Safety and Security Info
Clery Annual Security Report
College Transfer
Computer Use and File Sharing
Degrees, Diplomas and Certificates
Disbursement of Financial Aid
Drug and Alcohol Policy
Federal Student Financial Aid Penalties for Drug Law Violations
Federal Work Study Program
Health and Safety
Net Price Calculator
Price of Attendance
Privacy of Student Records-Family Educational Rights and Privacy Act (FERPA)
Records Retention
Refund Policy and Requirements for Withdrawal and Return of Federal Financial Aid
Registered Sex Offenders in the Area
Services for Students with Disabilities
State Authorization Reciprocity Agreements
Student Activities
Student Award Terms and Conditions
Student Code of Conduct
Student Body Diversity Statistics
Student Financial Assistance
Student Grievance Procedure
Student Rights and Responsibilities
Textbook Information 
Title IX Information
Transfer of Credit Policies and Articulation Agreements
Veterans Benefits

Student Outcomes

Retention Rates, Graduation and Transfer-Out Rates (Student Right-to-Know Act)
Student Achievement: North Carolina Community College Performance Based Measures
Voter Registration 

Disbursement of Financial Aid Refunds

If you are due a financial aid refund, it will be mailed to you at the address that Mitchell Community College has on file in the Records Office.

*Should you have any change of address, it is important that you report it to the Records Office immediately to ensure receipt of your refund check.

Financial Aid Refund Schedule 2023-24

Fall 2023 – September 22, 2023
Spring 2024– February 16, 2024
Summer 2024 – June 21, 2024

*subsequent refunds are generated on the 15th of each month following.

Have Questions?

Mark West, Financial Aid Specialist

Federal Work Study Coordinator/Serves students based on last name A – L

(704) 978-1352

Rachel Knox, Assistant Financial Aid Director

Child Care/Scholarship Coordinator/Serves students based on last name M – Z

(704) 878-3255

Gwen Ramirez, Financial Aid Specialist

Return to Title IV Coordinator/Serves students on Mooresville Campus

(704) 878-3254

Amanda Tompkins, Veteran Affairs Specialist

(704) 878-3295

Candace Cooper, Financial Aid Director

(704) 878-3256

Financial Aid Office

(704) 978-5435